Adults seated in rows in a bright meeting room listen to a presenter standing beside a large projected screen

Financial literacy education

Money makes more sense when someone explains it plainly.

DisputeValet Literacy Coach is a sample education group offering general lessons on budgeting, saving, credit reports and consumer rights, in plain language.

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How we teach

Learn, practice, protect yourself.

Every lesson is general education. It explains how things work; the decisions stay yours.

Learn

Short courses explain the vocabulary of everyday money: income and expenses, interest, credit reports, credit scores and how they are calculated in general terms.

Practice

Calculators that run in your browser and worked examples let you try the ideas on sample numbers, at your own pace.

Protect yourself

Lessons on consumer rights cover what federal law says about credit reports, debt collection and common scams, so the rules are easier to recognize.

Featured courses

Start with the basics.

A small glass jar filled with coins, with a green seedling growing out of the top

Beginner

Money Basics

Income, expenses, interest and the words that come up in every money conversation.

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A cup of black coffee resting on an open monthly planner with handwritten goals for the month

Beginner

Budgeting That Sticks

How common budgeting methods work, and how people track spending over a month.

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A plain dark payment card with a chip lying on a white surface

Credit Literacy

Understanding Credit Reports and Scores

What a credit report contains, who the credit bureaus are, and what goes into a score in general terms.

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Workshops

This week's workshops

Sample online sessions. Dates are generated examples for this demonstration; no session takes place.

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Workshop

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A person in a checked shirt works a blue calculator on a desk beside a keyboard, a small plant and a yellow mug

Tools

Calculators that stay in your browser.

Budget, savings and interest calculators show how the numbers behave. Nothing you type is sent anywhere, and the results are illustrations, not recommendations.

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Membership

Free to start, $12 a month for everything.

Articles, tools and sample lessons are free. Members get every course, every workshop, the members' portal and guided Q&A sessions. Memberships on this demonstration site are illustrations.

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Partner program

Credit Literacy, with DisputeValet.com

DisputeValet Literacy Coach members can use DisputeValet.com, browser-based software for organizing and writing your own credit report disputes. You do the work yourself; the software keeps it organized.

DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.

7-day free trial on the Advanced plan: card required, cancel anytime before it ends, then $25/month.

Reading for this week.

Overhead view of a wooden desk with a laptop, a cup of coffee, a spiral notebook, two pens, a mouse and a magnifying glass

How to Read Your Credit Report

A section-by-section tour of a typical credit report and what each part means.

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An open paper planner with a monthly calendar grid lying on a desk

Building an Emergency Fund

What an emergency fund is, and the general approaches people use to build one over time.

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An open notebook headed "Notes" with a fountain pen resting on it and a pair of glasses behind

Your Rights When a Debt Collector Calls

An overview of what the Fair Debt Collection Practices Act says collectors may and may not do.

Read article